16 Difference Between Geico And Progressive Car Insurance

16 Difference Between Geico And Progressive Car Insurance
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16 Difference Between Geico And Progressive Car Insurance

1. GEICO:
Best If: You want great customer service and low premiums.
Progressive:
You want discounts and coverage (even for your pet!) or good-driving rewards

2. Advantages of GEICO:
Low prices have always been GEICO’s number-one attraction. The company says its new customers report an average annual savings of $500 or more each year on their car insurance.

3. While Progressive is $104 cheaper annually than GEICO for drivers with very poor credit, GEICO’s rates for drivers with exceptional credit are $49 per year less than Progressive’s.

4. If You Want Convenience & Simplicity, You Should Get Progressive.

5. Best for customer satisfaction: Geico
Best for range of products: Progressive

6. Underwriter:
GEICO:
Berkshire Hathaway Group
Progressive:
Progressive Group

7. Progressive has an awesome Name Your Price Tool.

8. Progressive has more agents and prides itself on being innovative and tech-savvy.

9. Progressive uses a system of independent agents, which many customers like because they offer personal attention.
Geico:
The secret to the company’s success, auto insurance analysts say, is spending vast amounts on advertising — $1.1 billion in  2012 — and nothing on agent commissions.

10. If you have a reckless driving or DUI citation on your record, GEICO may be cheaper than Progressive by as much as $573 per year. If your driving record is clean, the companies’ average premiums are similar.

11. Stand-alone gap insuranceGeico:
No
Progressive:
Yes

12. Progressive scores better than GEICO across: Coverage & Benefits, and Customer Experience. However, GEICO scores better on Pricing and Discounts, and Financial Strength.

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13.  If your main concern is rates, Geico may be more affordable.

14. GEICO insures SUVs for $54 per year less than does Progressive.

15. Usage-based insurance:
Geico:
No
Progressive:
Yes

16. GEICO’s average 6-month policy for a 17-year-old is $244 less expensive than Progressive’s premium.