Blew engine in my car while driving, insurance appraiser wrote it down as a car accident.

Hello all, about a year ago I blew the engine in my car while driving. I wasn’t sure exactly how insurance worked with catastrophic mechanical issues like that or if I would get any money back, so I had an insurance appraiser come out to look at my car. Basically I didn’t get any money for it and I went on my way. Recently when switching car insurance I noticed I had an accident listed on the day I blew my engine, meaning the appraiser put down that I got in some sort of crash. Obviously this has affected my insurance rates for the past year, how do I go about getting this accident taken off my record and is there any chance of getting that money back? Thanks! Also I am in Illinois.

submitted by /u/PickleMyTenis
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