I'm a 25 year old woman with 7 years driving experience. I've never had a moving violation of any kind, no accidents, and no claims. I drive a 2018 Subaru Crosstrek.
You guys helped me realize that I was paying way, way too much for insurance. $319 a month with Amica! By switching companies, I was able to get a policy with superior coverage for $85 a month with Geico. I'm also working on adding my newly licensed sister to the plan, which was absolutely unaffordable before. I know the premiums will increase after 6 months, but I will still come out way ahead.
So thank you all! I'm saving a truckload of money and feel better with the higher coverage too. I always felt like I was being robbed at my previous company as I admittedly take pride in being a careful, attentive driver yet was being charged triple what my uncle, who has had several at-fault accidents and a more expensive car, pays. I think my previous company just heavily penalizes younger drivers but I can't say that for sure.
In any case, thank you all!